CREDIT CARDS -


General Details
Institution: Westpac Banking Corporation
 Contact Number: 13 19 00
Product Name: Altitude
 Apply: n/a

Product Details
Card Type: Mastercard, American Express
 Status Level: Standard
Account Type: Credit
 Purchase Rate: 20.74%
Cash Advance Rate: 20.74%
Intro Rate: -
Intro Term: -
Balance Transfer: 3.99
Free Days: 45
 Min Repayment: 2

Fees
Annual Card Fee: $100.00
 Annual Rewards Fee: -
Late Payment Fee: $35.00
 Duplicate Statement Fee: $7.50
Trans Verification Fee: -
Reinstatement Fee: -
Over Limit Fee: $35.00
 Over Limit Fee Charged When Over:
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $2.50
OS Emergency Card Fee: -
Interest Charged From: PurchaseDate
Annual Fee Waiver:



Features
Overseas ATM Availability:
Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: false
Loan Application Fee Discount:
Comments: Overseas ATM withdrawal fee clarification: - for accounts in credit after a cash advance- $2.50 charged for the transaction - for accounts in debit after a cash advance- the charge will be 1.5% of the amount (min fee -$2.5, max fee $150)

Rewards
Rewards Program Avail:
Program Name: Altitude
Program Partners: Qantas, Air New Zealand, Malaysian Airlines, Velocity
 Points per Dollar: 2.00
Bonus Points Avail:
Bonus Point Partners: About 2,000 bonus partners offering up to an extra 2 bonus points per dollar spent at their outlets
Number of Bonus Points: 2000
 Lifetime of Points (mths): -
Conditions: Points do not expire as long as you remain an Altitude customer


Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: .50
Domestic Airlines: Qantas - Frequent Flyer Singapore Airlines - Krisflyer Malaysian Airlines - Enrich Virgin Blue - Velocity Air New Zealand - Air Dollars
International Airlines: Altitude Travel enables bookings by all international and domestic airlines when flights depart from Australia

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