CREDIT CARDS -


General Details
Institution: American Express
Contact Number: 1300 132 639
Product Name: Rewards Maximiser Gold Credit Card
Apply: n/a

Product Details
Card Type: American Express
Status Level: Gold
Account Type: Credit
Purchase Rate: 20.39%
Cash Advance Rate: 20.39%
Intro Rate: -
Intro Term: -
Balance Transfer: 6.99 life of balance introductory offer
Free Days: 55
Min Repayment: 3% of total outstanding balance or $25

Fees
Annual Card Fee: $192.00
Annual Rewards Fee: $0
Late Payment Fee: $30.00
Duplicate Statement Fee: $10.00
Trans Verification Fee: $7.00
Reinstatement Fee: -
Over Limit Fee: $30.00
Over Limit Fee Charged When Over: N/A
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $1.25
OS Emergency Card Fee: -
Interest Charged From: PurchaseDate
Annual Fee Waiver:



Features
Overseas ATM Availability: Cirrus, Maestro, Other
Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance:
Loan Application Fee Discount:
Comments: If you want a faster way to earn points Gold Rewards Maximiser is the card for you. Rewards Maximiser offers you 1.5 frequent flyer points per dollar spent.

Rewards
Rewards Program Avail:
Program Name: Membership Rewards Ascent
Program Partners: Refer below for domestic & international frequent flyer program partners. Use points to book travel instantly through Travelscene American Express. Accommodation partners include: Accor, All Seasons, Best Western, Conrad Jupiters, Crowne Plaza, Hayman, Hilton, Holiday Inn, Intercontinental Hotels & Resorts, Marriott Hotels & Resorts, Peppers, Raffles, Saville, Sheraton Hotels & Resorts, Stamford and Swissotel. Car rentals with Avis. Gift Card partners include: David Jones, MYER, Harvey Norman. iTunes, Vintage Cellars, Coles, Target, Bunnings, Freedom, Domayne, Officeworks, Downtown Duty Free, Borders, Caltex, Bob Jane, Rebel, Sanity and Angus & Coote. Premium gift card partners include: Bally, Canturi Jewels, Collette Dinnigan, Escada, Montblanc and Space. Dining Partners include: Aria, Otto Ristorante, Quay and Tetsuya’s. Plus an extensive range of products from brands including Apple, Sony, Panasonic, LG, Dell, Samsonite, Trek, Nike, Krups, Georg Jensen, Filofax, Lonely Planet and unique experiences from Total Experience.
Points per Dollar: 1.50
Bonus Points Avail:
Bonus Point Partners: ACP, Avis, Bale, Bob Jane T-Marts, BreakFree, Mantra Hotels, Resorts and Apartments, Peppers Retreats, Resorts and Hotels, Sony Style, Travel and Leisure Magazine, Travelscene American Express.
Number of Bonus Points: -
Lifetime of Points (mths): -
Conditions: Points don’t expire as long as Card account is current.



Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: 1:1 Qantas Frequent Flyer/Virgin Atlantic. 2:1 Asia Miles, Singpore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich 2:1 Malaysian Airlines, Thai Airways International., Singapore Airlines and Asia Miles.
Domestic Airlines: Qantas Frequent Flyer
International Airlines: Virgin Atlantic Flying Club, Asia Miles, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich.


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