CREDIT CARDS - WA CREDIT CARDS - INTEREST FREE PERIOD

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Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From Members Equity Bank Members Equity MasterCard 11.99 11.99 11.99 44 3%/$10 $30 n/a $25 PurchaseDate NAB Ant Card with Rewards AMEX 20.47 20.47 44 $10 / 2.5% $99 $0 $30 PurchaseDate NAB Ant Gold Card with Rewards AMEX 20.47 20.47 44 $10 / 2.5% $148 $0 $30 PurchaseDate NAB Ant with No Annual Card Fee AMEX 19.45 19.45 44 $10 / 2.5% $0 $30 PurchaseDate NAB Low Rate Visa Card V 12.95 19.99 0% for up to 6 months 55 $10 / 2.5% $49 n/a $30 PurchaseDate NAB Standard V, M 19.74 19.74 mths 44 $10 / 2.5% $30 $0 $30 PurchaseDate NAB Velocity NAB Credit Card (American Express and Visa Card) V, AMEX 19.99 19.99 mths 3.99% p.a. for up to 6 months 44 2.5% $65 $0 $30 PurchaseDate NAB Velocity NAB Gold Card (American Express and Visa card) V, AMEX 19.99 19.99 mths 3.99% p.a. for up to 6 months 44 2.5% $150 $0 $30 PurchaseDate NAB Visa Gold / Mastercard Gold V, M 19.74 19.74 0.00 mths 44 $10 / 2.5% $90 $30 PurchaseDate NAB Visa Gold with Rewards / Mastercard Gold with Rewards V, M 20.47 20.47 44 $10 / 2.5% $88.3 $57.20 $30 PurchaseDate NAB Visa Mini V 19.74 19.74 0.00 6 mths 5.9% for up to 6 months 55 $10 / 2.5% $24 n/a $30 PurchaseDate Police and Nurses Credit Society Easypay VISA V 11.99 11.99 45 3% $36 n/a $30 PurchaseDate St. George Bank Gold Low Rate V, M 14.25 18.25 55 $10/2% $79 N/A $35 PurchaseDate St. George Bank Platinum V, M 14.25 20.49 3.99% p.a. for up to 6 months 55 10 $89 $35 PurchaseDate St. George Bank Starts Low Stays Low V, M 12.99 12.99 55 $10/2% $59 N/A $35 PurchaseDate Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From St. George Bank Vertigo MasterCard M 11.89 20.49 0% p.a. for 6 months 55 $10/2% $45 N/A $35 PurchaseDate St. George Bank Visa BusinessVantage V 17.15 17.15 55 $10/2% $55 n/a $25 PurchaseDate Suncorp AMEX Gold AMEX 17.49 17.49 55 $69 33 or 59 $30 PurchaseDate Suncorp Suncorp Clear Options Gold V 17.95 17.95 0.99% per annum fixed for 6 months 55 2.5% or $25 whichever is higher $69 Standard - $39 or Premium - $69 $25 PurchaseDate Suncorp Suncorp Clear Options Plus V 18.25 18.25 0.99% per annum fixed for 6 months 55 2.5% or $25 whichever is higher $29 Standard - $39 or Premium- $69 $30 PurchaseDate Westpac Banking Corporation 55 Day Gold Visa/MasterCard V, M 19.99 21.09 0.00 5 mths 3.99% for 6 months 55 $10 / 2% $90 n/a $35 PurchaseDate Westpac Banking Corporation 55 Day MasterCard/Visa V, M 19.45 21.09 0.00 5 mths 3.99% for 6 months 55 $10 / 2% $30 n/a $35 PurchaseDate Westpac Banking Corporation Altitude M, AMEX 20.74 20.74 0.00 3 mths 3.99% for 6 months 45 $10 / 2% $100 $0 $35 PurchaseDate Westpac Banking Corporation Altitude Business Limited Edition M, AMEX 20.74 20.74 0.00 mths 45 2%/$10 $100 0 $35 PurchaseDate Westpac Banking Corporation Altitude Gold M, AMEX 20.74 20.74 0.00 3 mths 3.99% p.a for 6 months 45 $10/2% $150 $0 $35 PurchaseDate Westpac Banking Corporation Altitude Platinum M, AMEX 20.74 20.74 0.00 3 mths 3.99% for 6 months 45 $10 / 2% $295 0 $35 PurchaseDate Westpac Banking Corporation Earth M, AMEX 17.99 19.24 0.99% p.a. for 6 mths 55 $10 / 2% $75 $0 $35 PurchaseDate Westpac Banking Corporation Earth+ M, AMEX 17.99 19.24 0.99% p.a. for 6 mths (excl. Westpac and Virgin) 55 $10 / 2% $125 $0 $35 PurchaseDate Westpac Banking Corporation Holden Mastercard M 20.45 20.45 3.99% for 6 months 45 $10 / 2% $55 Nil $35 PurchaseDate Westpac Banking Corporation Low Rate V, M 13.24 19.98 3.99% for 6 months 55 2% $45 n/a $35 PurchaseDate Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From Wizard Home Loans Wizard Clear Advantage 15.74 15.74 4.99% for six months from the date of approval 55 2.5% or $30, whichever is the greater $0 n/a $35 PurchaseDate Wizard Home Loans Wizard Fast AMEX 17.49 16.74 7.99 6 mths 55 3% or $25 whichever is greater $25 $33 $20 PurchaseDate AMP Banking AMP Gold Credit Card AMEX 14.99 14.99 7.99% - first transfer only 55 $30/2.5% $70 Ascent $80, Choices $40 $30 PurchaseDate AMP Banking AMP Platinum Credit Card AMEX 18.99 18.99 6.99% - first transfer only 55 $30/2.5% $395 Free (save $80) $30 PurchaseDate ANZ Bank ANZ Balance Visa V 13.99 20.99 55 $10/2% $79 $22 p/card p.a. $35 PurchaseDate ANZ Bank ANZ First Visa V 19.99 19.99 7.99% for the first six months upon approval 44 $10/2% $30 n/a $35 PurchaseDate ANZ Bank ANZ Frequent Flyer Visa V 20.74 20.74 44 $10/2% $40 $55 p/card p.a. $35 PurchaseDate ANZ Bank ANZ Frequent Flyer Visa Gold V 20.74 20.74 55 $10/2% $95 $55 p/card p.a. $35 PurchaseDate ANZ Bank ANZ Gold V 19.99 19.99 7.99% for the first six months upon approval 55 $10/2% $87 n/a $35 PurchaseDate ANZ Bank ANZ Low Rate MasterCard M 12.99 20.99 0.00 6 mths 0% for 6 months on balances transferred 55 $10 or 2% $58 n/a $35 PurchaseDate ANZ Bank ANZ Rewards Visa V 20.74 20.74 44 $10/2% $26 $22 p/card p.a. $35 PurchaseDate ANZ Bank ANZ Rewards Visa Gold V 20.74 20.74 55 $10/2% $57 $22 p/card p.a. $35 PurchaseDate Aussie Aussie MasterCard M 11.99 15.99 0% for 6 months from date of card approval. 55 $10 or 2% $49 n/a $35 PurchaseDate Austral Credit Union Ltd Visa Credit Card V 11.45 11.10 11.45 55 3% /$20 whichever is greater $0 n/a $10 PurchaseDate Bank of Queensland Gold MasterCard M 19.99 19.99 44 $5/3% $120 Nil $30 PurchaseDate Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From Bank of Queensland Interest Free Days Card V, M 19.99 19.99 44 $5 / 3% $49 Nil $30 PurchaseDate Bank of Queensland Low Rate Visa Card V 11.99 11.99 44 $5/3% $49 n/a $30 PurchaseDate BankWest Business extra Visa V 19.00 20.49 40 2%/$20 $140 16.00 annually per card $35 PurchaseDate BankWest Lite Gold MasterCard M 11.79 20.49 2.99% for 6 months 55 2%/$20 $89 0 $35 PurchaseDate BankWest Lite MasterCard M 11.79 20.49 2.99% for 6 months 55 2%/$20 $59 $0 $35 PurchaseDate BankWest More Gold MasterCard M 18.24 20.49 0.00 mths 4.99 55 2%/$20 $120 $0 $35 PurchaseDate BankWest More MasterCard M 18.24 20.49 0.00 mths 4.99 55 2%/$0 $89 $0 $35 PurchaseDate BankWest More Platinum MasterCard M 17.99 20.49 0.00 mths 4.99 55 2%/$20 $190 $0 $35 PurchaseDate BankWest Visa Classic V 19.74 20.49 55 2%/$20 $29 $16 $35 PurchaseDate BankWest Visa Gold V 19.74 20.49 55 2%/$20 $84 $16 $35 PurchaseDate BankWest Visa Reward V 19.74 20.49 55 2%/$20 $29 $16 p.a $35 PurchaseDate BankWest Zero MasterCard M 15.99 15.99 0.00 4 mths 0% for 4mths purchases and BTs 55 2%/$20 $0 0 $35 PurchaseDate Citibank BP- Mastercard M 19.89 19.89 2.90% for 12 months 55 2% or $30 $79 0 $10 PurchaseDate Citibank Cash Back Card V 20.74 20.74 2.9% for 12 months 55 $30/ 2% $69 none $10 PurchaseDate Citibank Clear Card V 11.99 17.99 0% for 6 months 55 $65 n/a $10 PurchaseDate Institution Product Name Card Type Purchase Rate Cash Adv. Rate Intro Rate Intro Term Balance Transfer Free Days Min Repay Annual Card Fee Annual Rewards Fee Late Payment Fee Interest Charged From Citibank Gold Card V, M 20.74 20.74 2.9% for 12 months 55 $30/2% $119 $0 $10 PurchaseDate Citibank Platinum Card V, M 20.74 20.74 2.9 for 12 months 55 $30/ 2% $250 No Fee $10 PurchaseDate Citibank Silver Card V, M 20.74 20.74 2.9% for 12 months 55 $30/2% $69 $0 $10 PurchaseDate Commonwealth Bank Awards Card V, M 20.74 20.74 5.99% for 5 months 55 $25 / 2% $59 $0 $25 PurchaseDate Commonwealth Bank Gold Card V, M 20.74 20.74 5.99% for 5 months 55 $25/2% $114 $0 $25 PurchaseDate Commonwealth Bank Low Fee Card V, M 19.64 20.74 5.99% for 5 months 55 $25/2% $24 n/a $25 PurchaseDate Commonwealth Bank Low Rate Card V, M 13.24 18.99 5.99% for 5 months 55 $25/2% $48 n/a $25 PurchaseDate Commonwealth Bank Platinum Credit Card M 20.74 20.74 5.99% for 5 months 55 $25 / 2% $200 0 $25 PurchaseDate CUA Gold MasterCard M 19.49 19.49 4.9% pa 55 $30 or 2% $75 0 $15 PurchaseDate CUA Low Rate MasterCard - Gold M 11.85 11.85 4.90 6 mths 4.9 55 $30 or 2% $75 n/a $40 PurchaseDate CUA Low Rate MasterCard - Silver M 11.85 11.85 4.9 55 $30 or 2% $35 n/a $40 PurchaseDate CUA Silver MasterCard M 19.49 19.49 4.9% pa 55 $30 or 2% $35 0 $15 PurchaseDate